Hadith on Sadaqah: Best charity is most difficult to give

Abu Huraira reported: A man came to the Prophet, peace and blessings be upon him, and he said, “O Messenger of Allah, which charity has the greatest reward?” The Prophet said, “That you give charity while you are healthy, greedy, fearing poverty, and hoping to be rich. Do not delay giving until you are on your deathbed, then say it is for such a person. It already belongs to that person.”

Source: Ṣaḥīḥ al-Bukhārī 1419, Ṣaḥīḥ Muslim 1032

Grade: Muttafaqun Alayhi (authenticity agreed upon) according to Al-Bukhari and Muslim

عَنْ أَبِي هُرَيْرَةَ قَالَ جَاءَ رَجُلٌ إِلَى النَّبِيِّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ فَقَالَ يَا رَسُولَ اللَّهِ أَيُّ الصَّدَقَةِ أَعْظَمُ أَجْرًا قَالَ أَنْ تَصَدَّقَ وَأَنْتَ صَحِيحٌ شَحِيحٌ تَخْشَى الْفَقْرَ وَتَأْمُلُ الْغِنَى وَلَا تُمْهِلُ حَتَّى إِذَا بَلَغَتْ الْحُلْقُومَ قُلْتَ لِفُلَانٍ كَذَا وَلِفُلَانٍ كَذَا وَقَدْ كَانَ لِفُلَانٍ

1419 كتاب الزكاة باب فضل صدقة الشحيح الصحيح

1032 صحيح مسلم كتاب الزكاة باب بيان أن أفضل الصدقة صدقة الصحيح الشحيح