Abu Sa’id al-Khudri reported: The Messenger of Allah, peace and blessings be upon him, entered the mosque one day while a man from the Ansar named Abu Umamah was there. The Prophet said, “O Abu Umamah, what is the matter that I see you sitting in the mosque while it is not time for prayer?” He said, “O Messenger of Allah, I am compelled by anxiety and debts.” The Prophet said, “Shall I not teach you a word to say by which Allah Almighty will relive your worry and complete your debt?” He said, “Of course, O Messenger of Allah.” The Prophet said, “Say in the morning and evening: O Allah, I seek refuge in you from worry and sadness. I seek refuge in you from weakness and laziness. I seek refuge in you from cowardice and miserliness. And I seek refuge in you from being overwhelmed by debt and the tyranny of men.”
Source: Sunan Abī Dāwūd 1555
Grade: Sahih (authentic) according to Al-Suyuti
عَنْ أَبِي سَعِيدٍ الْخُدْرِيِّ قَالَ دَخَلَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ ذَاتَ يَوْمٍ الْمَسْجِدَ فَإِذَا هُوَ بِرَجُلٍ مِنْ الْأَنْصَارِ يُقَالُ لَهُ أَبُو أُمَامَةَ فَقَالَ يَا أَبَا أُمَامَةَ مَا لِي أَرَاكَ جَالِسًا فِي الْمَسْجِدِ فِي غَيْرِ وَقْتِ الصَّلَاةِ قَالَ هُمُومٌ لَزِمَتْنِي وَدُيُونٌ يَا رَسُولَ اللَّهِ قَالَ أَفَلَا أُعَلِّمُكَ كَلَامًا إِذَا أَنْتَ قُلْتَهُ أَذْهَبَ اللَّهُ عَزَّ وَجَلَّ هَمَّكَ وَقَضَى عَنْكَ دَيْنَكَ قَالَ قُلْتُ بَلَى يَا رَسُولَ اللَّهِ قَالَ قُلْ إِذَا أَصْبَحْتَ وَإِذَا أَمْسَيْتَ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْهَمِّ وَالْحَزَنِ وَأَعُوذُ بِكَ مِنْ الْعَجْزِ وَالْكَسَلِ وَأَعُوذُ بِكَ مِنْ الْجُبْنِ وَالْبُخْلِ وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
1555 سنن أبي داود كتاب الصلاة باب تفريع أبواب الوتر باب في الاستعاذة
2864 المحدث السيوطي خلاصة حكم المحدث صحيح في الجامع الصغير